Employee benefits are designed to attract quality candidates, retain the great ones, and create workplace productivity, but they are also expensive, difficult to compare and should be reviewed regularly.
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At Tedford, we provide insight and guidance on plan options, funding mechanisms, enrollment/onboarding, and employee engagement. We have the flexibility to work with any insurance carrier or TPA to develop a customized plan to fit your needs and your budget.
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Tedford’s extensive knowledge of the insurance marketplace, together with an understanding of the latest benefits trends and regulatory issues, enables us to supply you with relevant and successful solutions.
Plan Analysis & Design
Employees want choices, but employers have budgets.
We will review your upcoming renewal, negotiate the rates, shop the market for you and put the information in an understandable format.
Our services include:
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Creating and clarifying long-range plans and objectives
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Providing guidance for legislative and compliance issues
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Evaluating plan design, rate structure, and funding methods
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Preparing the Request for Proposal (RFP)
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Analyzing RFP responses and develop an Executive Summary
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Negotiating final plan design and contribution structure
Plan Implementation
Let's make the most of employee education and enrollment.
Tedford’s Employee Benefit Consultants, in partnership with insurance carrier representatives, can handle employee meetings during open enrollment periods to provide information and answer questions.
Additionally, we will:
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Create employee communication materials including new hire packets, payroll stuffers, summaries of benefits and coverages, and employee deduction spreadsheets
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Plan and monitor the transition and enrollment process
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Provide Benefits Administrator training for insurance carrier systems
Trusted Advisor
We understand service after the sale.
We will review your upcoming renewal, negotiate the rates, shop the market for you and put the information in an understandable format.
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That’s why Tedford’s dedicated Employee Benefit Consultants will be there throughout the plan year to offer you:
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One-Call Customer Service
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Claims assistance
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Ongoing administrative assistance
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Plan performance reviews and discussions
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Proactive beginning of the renewal process
Available Benefit Products
(additional fees may apply):
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Long Term and Short Term Disability Plans
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Section 125 Premium Only Plans and Flexible Spending Accounts
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Long Term Care
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Employee Assistance Programs
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Wellness Programs
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Disease Management
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Retirement Plans [401K & 403*B)]
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Cobra Administration
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Insure Oklahoma Enrollment
Value Added Services
It takes more than a good benefits plan to handle the needs of employers today.
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We offer our clients additional resources to enhance their benefits programs. These include (additional fees may apply):
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Human resources administrative assistance (new hire packets, employee exit packets, monthly employee newsletters, COBRA administration, FMLA, HIPAA, general HR consulting)
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Legal and compliance support
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Actuarial services